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Medical Insurance

The University of New Orleans requires international students in F and J immigration status to have medical insurance coverage. Charges for the University's insurance plan are automatically placed on students' bills each term.

Students enrolled in the UNO health insurance plan can find more information at https://www.uhcsrinternational.com/school_page/university-of-new-orleans/home-university-of-new-orleans/ .  Plan documents can be downloaded by clicking on "Certificates and Flyers" on the insurance page.  Because the insurance is a Preferred Provider Organization (PPO), students need to consult the list of participating providers prior to making an appointment or seeking medical care with a physician, hospital, or other provider.  To do so, follow the link above to the insurance plan and click on "Find a Doctor."

Resources

International Student Guide to US Health Care Video

Create an Account / Login

 

Students with their own coverage equivalent to the University's policy may request a waiver of the insurance fee. 

Dates of health insurance coverage must cover students for the same time period as the UNO policy, 08/11/2024-01/07/2025 for Fall, 01/08/2025-05/31/2025 for Spring, and 06/01/2025-08/10/2025 for Summer.  Students are recommended to maintain continuous health insurance coverage throughout their studies. 

Health Insurance Requirements

Visa Status

Medical/Accident Coverage*

Repatriation Coverage

(must cover pre-existing condition related deaths)

Medical Evacuation Coverage Maximum Deductible** U.S. Based Claims Office
F-1/F-2 $100,000 per accident/illness $25,000 $50,000 $100 in network Required
J-1/J-2 $100,000 per accident/illness $25,000 $50,000 $100 in network Required

*Medical/Accident Coverage must include:

  • Emergency and non-emergency care (no emergency only policies will be accepted).
  • Maternity coverage must be paid as any other health condition.
  • The insurance policy is underwritten by an insurance company with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of "B+" or above, or backed by the full faith and credit of the government of the exchange visitor's home country.
  • Must cover pre-existing conditions after a waiting period of 6 months or less with coverage of at least $1,000.
  • Must cover medically necessary diagnostic x-ray services, laboratory procedures, and tests.
  • The insurance company must have a physical location and contact person in the United States, Canada, or Mexico.

** Maximum Deductible:

  • For multiple party plans, the maximum deductible is $100 in-network and $500 out-of-network per person per accident or illness.

PLEASE NOTE: The Insurance Coverage Evaluation form requires your insurance provider to indicate “Yes” or “No” for coverage on each requirement. If any requirement is marked “No”, except for repatriation and/or medical evacuation, the UNO health insurance charge will not be waived.

Please do not purchase a policy until the insurance company confirms the coverage meets all UNO requirements and that they will complete the form to verify coverage.

UNO insurance requirements are based on federal regulations and are subject to change.

Individuals whose insurance policies do not cover repatriation and/or medical evacuation must attach documentation of a separate policy providing this coverage in order to be approved for a waiver of the UNO insurance charge.

Waivers

International students in F-1 status with private insurance should send the form below to the insurance company for completion.  The form must be signed by the student and submitted by email to oiss@uno.edu. The deadline to request a waiver for Spring 2025 is 4:30 p.m. on Friday, January 17th.  Late requests will not be accepted.

 SPRING 2025 waiver form f-1

International students in J-1 status with private insurance should send the form below to the insurance company for completion. The form must be signed by the student and submitted by email to oiss@uno.edu . The deadline to request a waiver for Spring 2025 is 4:30 p.m. on Friday, January 17th.  Late forms will not be accepted.

 SPRING 2025 Waiver Form J-1

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